@font-face{font-family:Inter;src:url(fonts/inter-var.woff2) format("woff2");font-weight:100 900;font-display:swap}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Inter,sans-serif;color:#333;background:#fff}
a{color:inherit;text-decoration:none}
.wrap{width:min(1120px,calc(100% - 40px));margin:0 auto}
header{background:#fff;border-bottom:1px solid #E3E8F0;position:relative}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:96px}
.brand{display:flex;align-items:center;gap:14px}.brand img{height:56px}
.brand .n{font-size:22px;font-weight:600;color:#152B52}.brand .s{font-size:13px;color:#6B7A90;letter-spacing:2px;text-transform:uppercase;margin-top:2px}
nav{display:flex;gap:34px;align-items:center;font-size:16px;color:#152B52;font-weight:500}
nav .on{border-bottom:3px solid #B8913F;padding-bottom:6px}
.btn{display:inline-block;background:#B8913F;color:#fff;font-weight:600;padding:15px 28px;border-radius:6px;font-size:16px}
.btn.o{background:transparent;border:2px solid #fff;color:#fff}.btn.n{background:#152B52}
.hero{position:relative;height:560px;background-size:cover;background-position:center 30%;color:#fff}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,30,62,.92) 0%,rgba(13,30,62,.75) 40%,rgba(13,30,62,.05) 70%)}
.hero .wrap{position:relative;padding-top:120px}
.hero .k{font-size:14px;letter-spacing:4px;text-transform:uppercase;color:#C9D6EA}
.hero h1{font-family:"Inter Display",Inter;font-size:52px;line-height:1.08;font-weight:700;max-width:620px;margin:18px 0 20px}
.hero p{font-size:19px;line-height:1.55;max-width:560px;color:#E8EEF7}
.hero .bs{margin-top:30px;display:flex;gap:14px}
.ki{position:absolute;right:16px;bottom:12px;font-size:11px;color:#fff;opacity:.7}
.phero{background:#152B52;color:#fff;padding:70px 0 60px}.phero h1{font-family:"Inter Display",Inter;font-size:44px;font-weight:700;max-width:820px;line-height:1.12}
.phero p{font-size:18px;line-height:1.6;color:#D6DFEE;max-width:760px;margin-top:16px}
section{padding:72px 0}section.l{background:#EDF1F7}
h2{font-family:"Inter Display",Inter;font-size:34px;color:#152B52;font-weight:700;margin-bottom:14px}
.lead{font-size:18px;line-height:1.65;max-width:820px;color:#444}
.bar{width:60px;height:4px;background:#B8913F;margin-bottom:18px}
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;margin-top:34px}
.card{background:#fff;border-radius:12px;padding:30px;box-shadow:0 6px 24px rgba(21,43,82,.08)}
.card h3{font-size:20px;color:#152B52;margin-bottom:10px}.card p{font-size:16px;line-height:1.6;color:#555}
.card .ico{width:48px;height:48px;border-radius:24px;background:#E3EEE9;display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:#2F6B55;font-weight:700;font-size:20px}
.fcard{background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 6px 24px rgba(21,43,82,.08)}
.fcard .im{height:190px;background-size:cover;background-position:center 30%;position:relative}
.fcard .bd{padding:26px}.fcard .t{font-size:13px;letter-spacing:2px;text-transform:uppercase;color:#2F6B55;font-weight:600}
.fcard h3{font-size:21px;color:#152B52;margin:8px 0 10px}.fcard p{font-size:15.5px;line-height:1.6;color:#555}
.fcard .m{margin-top:14px;font-size:14px;color:#152B52;font-weight:600}
.two{display:grid;grid-template-columns:380px 1fr;gap:56px;align-items:center}
.ph{height:440px;border-radius:12px;background:repeating-linear-gradient(45deg,#E6EBF3,#E6EBF3 14px,#EEF2F8 14px,#EEF2F8 28px);display:flex;align-items:center;justify-content:center;color:#7A8AA3;font-size:16px;text-align:center;border:2px dashed #B9C5D8}
.cta{background:#152B52;color:#fff;border-radius:16px;padding:52px 56px;display:flex;justify-content:space-between;align-items:center}
.cta h2{color:#fff}.cta p{color:#D6DFEE;font-size:17px;line-height:1.6;max-width:600px}
footer{background:#0E1F3E;color:#BFCBDE;padding:46px 0 34px;font-size:14px}
footer .wrap{display:flex;justify-content:space-between}footer b{color:#fff}
.mod{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:26px}
.mod div{background:#fff;border-radius:10px;padding:18px 18px;border-left:4px solid #2F6B55}.mod span{font-size:13px;color:#2F6B55;font-weight:700}.mod p{font-size:15.5px;color:#152B52;font-weight:600;margin-top:4px}
.fmt{display:grid;grid-template-columns:1fr 1.15fr;gap:46px;align-items:start;padding:44px 0;border-top:1px solid #E1E7F0}
.fmt:first-of-type{border-top:none}
.fmt .im{height:300px;border-radius:12px;background-size:cover;background-position:center 30%;position:relative}
.fmt h3{font-size:26px;color:#152B52;margin:6px 0 12px}.fmt .t{font-size:13px;letter-spacing:2px;text-transform:uppercase;color:#2F6B55;font-weight:600}
ul.ck{list-style:none;margin-top:12px}ul.ck li{padding-left:30px;position:relative;font-size:16px;line-height:1.55;margin-bottom:9px}
ul.ck li:before{content:"✓";position:absolute;left:0;color:#2F6B55;font-weight:700}
.facts{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}.facts span{background:#EDF1F7;color:#152B52;font-size:13.5px;padding:7px 12px;border-radius:20px;font-weight:500}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:30px}
.steps div{background:#fff;border-radius:12px;padding:24px}.steps b{display:flex;width:40px;height:40px;border-radius:20px;background:#152B52;color:#fff;align-items:center;justify-content:center;margin-bottom:12px}
.steps h4{color:#152B52;font-size:17px;margin-bottom:6px}.steps p{font-size:15px;line-height:1.55;color:#555}
form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.f{display:flex;flex-direction:column;gap:6px;font-size:14px;color:#152B52;font-weight:600}
.f input,.f select,.f textarea{font:inherit;font-weight:400;color:#333;padding:0 12px;width:100%;display:block;height:46px;border:1px solid #C9D3E2;border-radius:6px;background:#fff}.f textarea{height:140px;padding:10px 12px;resize:vertical}
.chk{font-size:14px;color:#555;display:flex;gap:10px;align-items:flex-start;margin:6px 0 20px;line-height:1.5}.chk input{width:18px;height:18px;border:1px solid #9AA8BF;border-radius:3px;flex:none;margin-top:2px}
.info div{margin-bottom:22px}.info small{display:block;font-size:13px;color:#6B7A90;letter-spacing:1px;text-transform:uppercase;margin-bottom:4px}.info p{font-size:18px;color:#152B52;font-weight:600}


/* Ergänzungen lokale Website (Funktion, Barrierefreiheit, Mobil) */
img{max-width:100%}
.g3.g2{grid-template-columns:repeat(2,1fr)}
.fcard img.im,.fmt img.im{display:block;width:100%;height:auto}.fmt img.im{border-radius:12px}picture{display:block}
.portrait{display:block;width:100%;object-fit:cover;object-position:center 20%;border-radius:12px}
.hero{background-position:right bottom}
a.btn:hover{filter:brightness(1.08)}a.m{display:inline-block}a.m:hover{text-decoration:underline}
nav a:focus-visible,.btn:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible{outline:3px solid #B8913F;outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:#152B52;color:#fff;padding:10px 16px;z-index:10}.skip:focus{left:10px}
.navbtn{display:none;background:none;border:0;font-size:28px;color:#152B52;cursor:pointer;padding:6px 10px}
button.btn{border:0;cursor:pointer;font-family:inherit}
footer a:hover{color:#fff;text-decoration:underline}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.msg{border-radius:8px;padding:14px 18px;margin:0 0 20px;font-size:15px;line-height:1.5}.msg.ok{background:#E3EEE9;color:#1F4B3B}.msg.err{background:#F8E7E3;color:#7A2A1A}
.article{max-width:760px}.article p{font-size:18px;line-height:1.75;color:#333;margin:0 0 18px}.article h2{font-size:26px;margin:36px 0 12px}
.article .frage{font-weight:600;color:#152B52}.meta{font-size:14px;color:#D6DFEE;margin-top:14px}
.bild{position:relative;border-radius:12px;overflow:hidden;margin:0 0 34px}.bild img{display:block;width:100%;height:auto}
.legal{max-width:820px}.legal h2{font-size:24px;margin:34px 0 10px}.legal p,.legal li{font-size:16.5px;line-height:1.7;color:#333;margin-bottom:10px}.legal ul{padding-left:22px}
.offen{background:#FFF6DD;border-left:4px solid #B8913F;padding:2px 6px}
.hinweis{background:#FFF6DD;border:1px solid #E5CD8E;border-radius:8px;padding:14px 18px;font-size:15px;line-height:1.55;margin-bottom:26px}
@media (max-width:1000px){
 .g3,.steps{grid-template-columns:1fr 1fr}.mod{grid-template-columns:1fr 1fr}
 .fmt{grid-template-columns:1fr;gap:22px}.two{grid-template-columns:1fr;gap:28px}
 .navbtn{display:block}
 header .wrap{height:76px}
 nav{display:none;position:absolute;left:0;right:0;top:76px;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:6px 20px 18px;border-bottom:1px solid #E3E8F0;box-shadow:0 10px 20px rgba(21,43,82,.08);z-index:5}
 nav.open{display:flex}nav a{padding:12px 0;border-bottom:1px solid #EEF2F8}nav .on{border-bottom:1px solid #EEF2F8;color:#B8913F;padding-bottom:12px}nav a.btn{margin-top:12px;text-align:center;border-bottom:0}
}
@media (max-width:640px){
 .brand img{height:42px}.brand .n{font-size:18px}.brand .s{font-size:11px}
 .hero{height:auto;min-height:0;background:#0D1E3E url(../bilder/web/Start_Titelbild_mobil.jpg) no-repeat center bottom/100% auto!important;padding-bottom:calc(100vw * .96)}.hero:before{display:none}
 .hero .wrap{padding:60px 0 48px}.hero h1{font-size:34px}.hero p{font-size:16px}.hero .bs{flex-direction:column;align-items:flex-start}
 .g3,.g3.g2,.steps,.mod{grid-template-columns:1fr}h2{font-size:26px}.lead{font-size:16px}section{padding:48px 0}
 .phero{padding:48px 0 40px}.phero h1{font-size:32px}
 .cta{flex-direction:column;align-items:flex-start;gap:20px;padding:32px 26px}
 footer .wrap{flex-direction:column;gap:16px}footer .wrap div{text-align:left!important}
 form .row{grid-template-columns:1fr}.kgrid{grid-template-columns:1fr!important;gap:36px!important}
 .two>div[style*="height:"]{height:360px!important}.article p{font-size:17px}
}